Is Amex Platinum Worth It?

Find out if Amex Platinum is for you with fifteen easy questions—no email required.

How It Works

We calculate your personalized value based on real spending, credit usage, and travel habits. No hidden assumptions.

Get recommendations tailored to YOUR lifestyle, not generic advice. We'll show you exactly which card makes sense.

All benefits, fees, and earning rates reflect the latest 2025 card offerings from American Express.

Get a rough idea of your potential value. For a detailed breakdown, take the full quiz.

Monthly Dining Spend: $500

Monthly Grocery Spend: $400

Annual Travel Spend: $3000

Estimated Annual Net Value

+$636

This is a rough estimate. Take the full quiz for accurate results.

Explore the complete list of Amex Platinum benefits and credits, including the new 2025 updates and how to maximize their value.

Not sure which Amex card is right for you? Compare Platinum and Gold side-by-side to see which fits your spending patterns.