Amex Platinum Benefits 2025
Complete guide to maximizing your American Express Platinum Card with updated benefits and credits for 2025
Quick Summary
The Amex Platinum Card offers over $1,800 in potential annual credits, premium lounge access at 1,400+ locations worldwide, elite hotel status, and extensive travel protections. The $895 annual fee can be offset by strategically using the credits that match your lifestyle.
Travel Benefits
- •5X points on flights booked through Amex Travel
- •5X points on prepaid hotels booked through Amex Travel
- •$200 Hotel Credit (applied semi-annually)
- •$200 Airline Fee Credit
- •Priority Pass Select lounge access
- •Centurion Lounge access
- •Global Entry or TSA PreCheck credit (up to $100)
Hotel & Resort Perks
- •Fine Hotels & Resorts: Room upgrades, daily breakfast, $100 property credit
- •The Hotel Collection: Room upgrades, daily breakfast
- •Marriott Bonvoy Gold Elite Status
- •Hilton Honors Gold Status
Shopping & Lifestyle Credits
- •$240 Digital Entertainment Credit ($20/month for streaming)
- •$200 Uber Cash ($15/month + $20 in December)
- •$100 Saks Fifth Avenue Credit ($50 semi-annually)
- •$300 Equinox Credit
- •$300 lululemon Credit
- •$200 Oura Ring Credit
- •$189 CLEAR Plus Credit
Purchase Protection
- •Purchase Protection up to $10,000 per occurrence
- •Extended Warranty (adds 1 year to eligible purchases)
- •Return Protection up to $300 per item
- •Trip Cancellation & Interruption Insurance
- •Baggage Insurance Plan
- •Car Rental Loss & Damage Insurance
Premium Services
- •Dedicated concierge service 24/7
- •Complimentary ShopRunner membership
- •Amex Offers: Targeted discounts and bonus points
- •No foreign transaction fees
- •Global Assist Hotline
Exclusive Experiences
- •Early access to concert tickets
- •Priority seating at restaurants via Resy
- •Access to By Invitation Only events
- •Fine dining access and reservations
Frequently Asked Questions
What is the annual fee for Amex Platinum in 2025?
The annual fee for the American Express Platinum Card is $895.
How do I maximize the credits?
The key is using the monthly/semi-annual credits consistently. Set calendar reminders for streaming credits ($20/month), Uber credits ($15/month), and Saks credits ($50 semi-annually). These alone total $440/year.
Can I share lounge access with guests?
Yes! Primary Cardmembers can bring 2 guests into Centurion Lounges at no charge (or unlimited guests for $50/guest). Priority Pass Select allows 2 free guests per visit.
Do the credits stack with other promotions?
Generally yes! You can use Amex credits in combination with merchant sales and promotions. For example, you can use your Saks credit during a sale to maximize value.
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